Cover

Have you adequate insurance cover?                       

Insurance policies are designed to cover the full rebuilding cost of a property should it be destroyed. Therefore it is vitally important that the property be insured for a sum that is adequate to carry out the rebuilding work.

Many properties throughout Ireland are "under-insured" or not insured for for an amount of money that would rebuild their homes. It is important to remember that the maximum amount of a claim will NEVER exceed the the amount that the policy has been taken out for. It is the responsibility of the property owner to ensure that the property is adequately insured. It is NOT the responsibility of the insurance company.

The amount the property is insured for should reflect the total cost of rebuilding it today. Every year building costs change therefore it is important to monitor the level of insurance cover you have regularly - at least every few years.

As a firm of surveyors, we can survey your property and recommend the level of insurance cover necessary to adequately insure your home.

Contents can be insured separately or under the building policy. But again it is important to ensure that you have adequate cover. In the case of a claim contents are valued however "valuable" items may be subject to a single article limit unless noted separately under the policy.

Click here to contact us and make an appointment to have your current Insurance Cover assessed.